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Coloring Page – The Season of Autumn

Click above to download a hi-resolution 8" x 11" inch coloring page to celebrate the start of Autumn

Check out my first Audiobook where I wrote and narrated it myself!
Check out my novelette Writer's Block that I wrote and narrated!  It's available on Audible but if you want to download for free, click below to get professional audiobook delivery from Bookfunnel

Free download at Bookfunnel
Purchase thru Amazon/ACX

New Audiobook by R Shannon - John Walsh is a successful funeral director with a loving family but he has a weakness for other women. The modern world thinks cheating is a victimless crime, but is it?

Click to purchase at Amazon/ACX

John Walsh is a successful funeral director with a loving family but he has a weakness for other women. The modern world thinks cheating is a victimless crime, but is it?

Click here to download a free copy for a limited time.

Read Book Samples

Click on the graphic of my books and you will be brought to a page on my website where you can read a sample of my books in your browser.  It's much easier than downloading samples from Amazon.

Check back often as I give away books all the time.

Coloring Page – Father’s Day Gorillas

Click above to download a hi-resolution 8" x 11" inch coloring page to celebrate the start of Autumn

Check out my new Brainstorming Workbook!

New Release - Free Download

John Walsh is a successful funeral director with a loving family but he has a weakness for other women. The modern world thinks cheating is a victimless crime, but is it?

Click here to download a free copy for a limited time.

Read Book Samples

Click on the graphic of my books and you will be brought to a page on my website where you can read a sample of my books in your browser.  It's much easier than downloading samples from Amazon.

Check back often as I give away books all the time.

Printable Magnetic Book Tabs

While surfing around YouTube, I came upon Corner Bookmarks, which I shared in last week's newsletter.  Then a few videos poped up about paperclip tabs for books.  They seem to all be from the junk journal community, but it gave me the idea to create a batch for reading fiction.

The picture of the bookmarks above or to the left leads to a video on how to make quick and easy corner tabs if you want to use this idea, but use only origami to slip onto the edge of the pages.

When I start a book, I can remember one or two character names, but once there's more than three characters, I start getting them mixed up.  Slipping a tab onto the page where new characters are introduced will make it easy to pinpoint all new characters so I can check back to see who is who.

Like many mystery readers, I also like to try to solve the myster as it plays out, so having another tab to mark each clue as it drops will make my reader investigation easier to do!

There's always one or two beautiful lines of prose in most books that I would like to review when I finish the book and before I put it away and go onto the next one.  Another one would be for a clever turn of phrase used in the book.

How about having a tab entitled "Red Herring"?  Sometimes when I'm reading I suspect that someone is almost too obvious to be the culprit, so I would like to tab this character too.

I even think having a tab for 'new words' that you may want to review at the end of a read to make sure you remember the meaning and add it to your vocabulary would be a great idea.

List of Tab Titles for Fiction

  • New Character
  • New Clue
  • Red Herring
  • Plot twist
  • Favorite Prose
  • Turn of Phrase
  • Suspicions Raised
  • New Words

How to Make Your Own Book Tags

Download .png file

Download in .svg format

Adhesive backed magnet strip
Tiny Round Magnets

Printing & Using the Book Tabs

  1. Click on the image of the Printable Book Tabs above and download the master from Google Drive.  I included the .svg file in case you are lucky enough to have a cutting machine.
  2. Print out the tabs on white 8" x 11" card stock.
  3. Cut the tabs out and add whatever tab names you would like to use.
  4. Add either a piece of magnetic strip or 1 or 2 tiny round magnets to the tab sections, making sure they match and attract.  Reminder:  Magnets have a side where they attract and another side where they may repel.  So before glueing or securing, be sure your magnets attract.
  5. That's it.  Once you start a new book, have your easy reading tabs handy for use.

Reader Gifts – Corner Bookmarks

With the holidays coming up, and the inflation still blaring, let's focus on an inexpensive craft for readers and book enthusiasts.

While searching for bookmark ideas, I came across the PrintablesFairy.com website.  which is owned by  Mishell, who is an author and creates amazing papercrafts of all kinds.

She created a collection of Halloween Bookmarks that are created with paper and oragami foldings.  I have included a picture of the package she offers for a most affordable price.  This choice is good for those of you who are readers, like to gift other readers, but aren't the crafting type.  Mishell has done all the work for you.

 

 

 

 

You can see from the above cat bookmark that these are about as cute as can be.  This is a great craft for using up scrapbooking scraps, to do with kids and grandkids -- and that's also budget friendly at the same time.


Below is a link to the PrintablesFairy.com website that contains the YouTube Video where Mishell makes the Black Cat corner bookmark, along with a supplies list and screen shots from the video.

Here is a link to purchase the pattern instructions in the Halloween Group Sales Package.

The US is a Pressure Cooker. Stay Positive But Prepare for Tough Times

There is panic in the air about the war in Iran, the closing of the Strait of Hormuz, and the inability of the U.S. to get fertilizer for farmers. I have personally seen the big-box stores carrying less inventory. Yes, they are still filling their shelves with merchandise, but many of the items they used to carry are simply not there.

People have been warning everyone, with all kinds of hysterics, about the system crashing as far back as 2015, and it hasn't happened yet. As a matter of fact, the stock market has had a good run for a long time. So let’s hope that whatever mayhem the war in Iran brings, our nation will navigate through any choppy waters with minimal trouble.

However, it is my belief that while it's important to remain positive and hopeful toward the future, it is also smart to take precautions in case things do go awry.

I have just finished my Inflation Busting series, and I wanted to end with a few tips about what we can do to prepare for the worst, should that happen. If the grid goes down or the economy crashes for a time, it helps to think about "camping." The worst conditions will throw us into a situation where we will be forced to live like campers for a while.

Below is a list of practical things to keep in mind, along with items to purchase ahead of time or keep on your emergency shopping list.

Water, Sanitation & Hygiene

Water Essentials

  • Daily Supply: Every person needs at least one gallon of water per day. At the first sign of trouble, fill all bathtubs and have several empty soda bottles on hand to fill with water as a backup.

  • Storage Buckets: Purchase 5 to 8 food-safe 5-gallon buckets and fill those with water as well. These buckets can also be set outside to collect rainwater if difficult times stretch on.

  • Filtration: Look into gravity-fed water filter systems (such as Alexapure, ProOne, or gravity systems with NSF/ANSI-certified ceramic filters) so you can safely process rainwater or alternate sources.

Sanitation & Hygiene

When municipal water or power fails, sanitation becomes an immediate health priority:

  • The Two-Bucket Toilet System: If municipal water fails or sewer lines back up, convert standard 5-gallon buckets into emergency toilets. Line one bucket with a heavy-duty trash bag for liquid waste and one for solid waste (covering solid waste with sawdust, peat moss, or kitty litter after each use to control odor).

  • Off-Grid Laundry Supplies: Stock extra liquid castile soap (like Dr. Bronner’s) or heavy-duty laundry detergent, a washboard or manual plunger-style washer, and a heavy-duty clothesline with clothes pins.

  • Hygiene Essentials: Keep plenty of heavy-duty contractor trash bags, baby wipes, hand sanitizer, isopropyl alcohol, and feminine hygiene supplies on hand.

Power, Lighting & Communications

Portable Power Options

  • Generators & Power Stations: If you have a built-in generator, that is ideal. If not, consider a sizeable portable power bank, such as a Jackery 300 or Jackery 1000. A Jackery 300 can power lighting and a laptop, while a Jackery 1000 paired with solar panels can keep a small refrigerator running.

  • Small Solar Banks: Beyond larger power stations, keep a few handheld 10,000–20,000 mAh power banks fully charged for smaller USB devices and cell phones.

Lighting & Keeping Informed

  • Rechargeable LED Lighting: Stock up on USB-rechargeable headlamps and lanterns. Headlamps keep your hands free for cooking or working in the dark.

  • Emergency Weather Radio: A hand-crank or solar-powered AM/FM/NOAA emergency radio ensures you receive critical news updates if cell towers and internet infrastructure go offline.

Food Supplies & Off-Grid Cooking

Protein & Staples

  • Canned Meats: Learn to home-can chicken, pork, sausage, and beef. If you prefer store-bought, stock up on canned tuna, chicken, and sausages. Canned food is a safe investment because a grid outage won't cause it to spoil.

  • Complete Proteins: Stock rice and beans, or lentils and wheat. Paired together, these combinations create complete proteins.

  • Pantry Must-Haves: Watch for sales on peanut butter (look for Buy-One-Get-One offers) and stock up on powdered dry milk.

  • Local Sourcing: Connect with a local farmer who sells fresh milk, eggs, and meat directly.

Budget-Friendly Meal Stretchers & Planting

  • Fillers: Keep plenty of pasta, rice, and potatoes on hand to stretch meals for larger families.

  • DIY Convenience Mixes: Research and assemble homemade versions of Rice-A-Roni or Hamburger Helper using basic pantry ingredients.

  • Planting Seed Potatoes: Buy several organic potatoes to keep on hand for planting in your garden or container pots. Non-organic potatoes are often sprayed with sprout-inhibiting chemicals that prevent "chitting," whereas organic potatoes will sprout naturally and yield a new crop.

Off-Grid Food Preparation

  • Cast Iron Cookware: Skillets and Dutch ovens can sit directly over charcoal, camp stoves, or open fire pits without damaging the pan.

  • Manual Kitchen Tools: Keep non-electric backups for daily prep: a sturdy manual can opener, a hand-crank grain mill (essential if storing whole grains), and a manual eggbeater or whisk.

  • Thermal Cooking: Save stove fuel by bringing soups or stews to a boil, then placing the covered pot inside a thermal insulated bag (or wrapping it tightly in heavy blankets) to finish cooking off-heat over several hours.

Financial Readiness

Cash Reserves

  • Keep a few hundred dollars of physical cash on hand in small bills ($1, $5, $10, and $20). If banking systems or power grids experience temporary outages, electronic card payments and online banking won't be accessible.

Security & Community Connection

Local Maps & Contact Information

  • checkline and outlinePrint physical street maps of your local city and surrounding counties. Maintain a physical address and phone book for family, friends, and trusted neighbors rather than relying solely on cell phone storage.

Community Support

  • Emergency preparedness is easier with a network. Connect with trusted local neighbors now to learn who has practical skill sets—such as gardening, mechanical repair, medical training, or carpentry—so you can support one another during localized disruptions.

Closing Thoughts

When the grid or power fails, we are essentially thrown into a temporary camping scenario. The internet may go down, electricity might be out for several days, and cell networks could be temporarily unavailable.

Keep an eye out on Facebook Marketplace, Nextdoor, and seasonal store clearances for affordable camping gear. Look into picking up a small tabletop barbecue or camping stove—preferably one that accepts charcoal, twigs, and small branches in addition to fuel canisters.

Gather plenty of matches, flashlights, extra batteries, and fuel canisters. And remember: you can never have too many 5-gallon buckets!

Inflation Busting #10 – How What Is Going On Geopolitically Can Be Seen on Store Shelves

Inflation Busting #10 - Establishing Local Farmer & Rancher Sources

I've done research and have streamlined that research so, hopefully, you can absorb what is going on in a five-minute scan.  Many of you may be tuned out of politics and what is going on with Iran, China, Russia and the rest of the world and how this may or will affect inflation, food production, and truck deliveries going forward.

Normally, tuning out of politics would be seen as a good move and could even be interpreted as rage management.  Younger adults who are establishing themselves in a career and/or working and raising a family don't have the energy or bandwidth to keep track of what is going on.  I'm retired, so I have a bit more time than many of you.  I wanted to end my 10th Inflation Busting Series with a suggestion of how what is going on right now may affect us as consumers and family members going forward.

I believe, and you can give this whatever weight you deem fit, that we have  entered a stage where there are now signs that the standoff between the US Government and Iran regarding transporting oil and other container ships through the Strait of Hormuz is already causing problems locally.

The big box stores are filling their shelves with old merchandise or inventory that they normally keep in the back of the store because the goods are now beginning to dwindle.  After shopping a few days recently, I saw every other place on the shelf empty and a bit more space between the products.  Walmart had aisles filled with extra large container boxes that I know they would normally keep in their back room inventory.  These are the first real signs of the problems we may face as we got forward.

We're not just facing this escalating inflation, but now I'm seeing signs of a reduction in general inventory.

The purpose of this last Inflation Busting Segment is to introduce you to the idea of buying food and meat from local farmers and ranchers.  Once you establish a relationship with these local suppliers, you will have a safety valve against the chaos that may occur in the local grocery stores if the eggs stop showing up, or the milk is two weeks late.

 

How a Crisis in the Strait of Hormuz Affects Store Shelves in America

When news headlines talk about geopolitical tensions in the Middle East, most people assume it only affects the price of a gallon of gas at the local pump. But the reality is far more wide-reaching.

The Strait of Hormuz—a narrow waterway handling nearly a quarter of the world’s seaborne energy and almost half of its global fertilizer exports—is directly linked to the shrinking package sizes, higher prices, and patchy inventory appearing on store shelves in towns across America.

Understanding how a bottleneck thousands of miles away ripples down to local store shelves reveals why taking control of your family’s food supply is one of the most effective ways to build personal independence.

The Domino Effect: From Ocean Waterway to Local Grocery Store

The connection between a shipping narrow point and local store shelves isn't immediate, but it follows a predictable four-stage chain reaction:

1. Canceled Marine Insurance and Escort Backlogs

When conflict or military friction rises in the Strait, maritime insurance companies pull back war-risk coverage or raise premiums by astronomical margins.

  • The Reality on the Water: Commercial cargo fleets and container ships cannot legally or financially operate without active insurance coverage.

  • The Freight Stall: Ships are forced to anchor outside the choke point while waiting for costly military escorts or re-route entirely around Africa’s Cape of Good Hope, adding 10 to 14 extra days to travel times.

  • The Domestic Result: These delays absorb container availability, spike ocean freight rates by 30% to 65%, and cause delayed shipments at major U.S. distribution hubs.

2. The Diesel Fuel Spike and Transportation Surcharges

Over 70% of all goods and food products transported across the United States travel in diesel-powered semi-trucks.

  • Fuel Costs Surge: As crude oil prices react to Middle Eastern instability, domestic diesel prices jump significantly.

  • Trucking Contract Rejections: Independent carriers paying significantly more at the pump are forced to pass those costs directly onto retailers and food distributors.

  • Delayed Store Deliveries: When delivery costs soar, shipping routes are consolidated or delayed. Instead of receiving daily or bi-weekly deliveries, stores face stock gaps while waiting for consolidated loads to arrive.

3. The Nitrogen Fertilizer Shortage and Crop Yields

The Persian Gulf is not just an oil hub; it is the source of 40% to 50% of the world's exported urea, the primary nitrogen fertilizer required for growing modern crops like corn, wheat, soybeans, and rice.

  • Fewer Inputs, Lower Harvests: When fertilizer exports from the Gulf stall, international urea prices jump. Farmers across North and South America are forced to reduce their fertilizer application per acre due to exorbitant costs.

  • The Feed and Meat Connection: Lower crop yields mean less feed available for domestic livestock, pushing up feed prices for commercial cattle, poultry, and pork operations. This cost feeds directly into higher retail meat prices with a 6- to 12-month lag.

4. Petrochemical Bottlenecks: Shrinkflation and Packaging Delays

Middle Eastern refineries produce crucial chemical base ingredients—such as naphtha and ethylene—which serve as the building blocks for global packaging materials, synthetic fabrics, craft supplies, and food containers.

  • Packaging Delays: When raw plastic resins and packaging materials are delayed or throttled at the factory level, food manufacturers cannot bottle, box, or wrap finished products, creating manufacturing backlogs.

  • Shrinkflation: To absorb soaring freight bills, rising packaging costs, and expensive agricultural inputs without scaring off consumers with $10 price tags on basic items, manufacturers shrink package sizes while keeping prices the same or slightly higher.

How to Protect Your Household: Local Meat and an Ingredients Pantry

Relying entirely on long, fragile corporate supply chains leaves family budgets exposed to international trade disruptions. Building resilience does not require drastic lifestyle shifts—it simply means making a few intentional changes to how you buy and store food:

  1. Establish Direct Relationships with Local Ranchers and Farmers:

    • Buying beef, chicken, pork, and eggs directly from local agricultural producers bypasses ocean shipping delays, corporate packaging markups, and diesel surcharges.

    • Purchasing fractional shares (an eighth, quarter, or half beef share) locks in a set price per pound and secures high-quality meat directly in your freezer.

    • Above are two screen shots of two websites you can start with.  The one on the left is called BeefMaps.com, and this website will allow you to choose your state and you can zero in on ranches and farms close to your home.  This one has a nation wide directory.
    • The screen shot on the right is from a website called Ranch Route, which allows you to buy direct from the farmers and they have boxes and customized orders.
  2. Another Farm and Rancher director is called Eat Wild.  They have a website, a directory and they seem to have a lively community.   Many of you will find it easier to order online and many of you will like the idea of getting to know the farmers and ranchers in your area.Many local ranchers have posted several YouTube videos complaining about how the lifting of the tariffs will crush their businesses.  These ranches and farms have been in their families for generations.  It's important for us, as Americans, to support our ranchers and farmers.

ANOTHER STRATEGY FOR INFLATION BUSTING - The Ingredients-First Pantry

As we begin to see certain products delayed or not making it to the stores in time, it can cause stress and even fear.  While we still have time, make a slow switch to becoming an ingredients first pantry.  Buy flour, yeast, dry milk, baking powder, corn starch or EZ gel, & sugar in bulk and put together your own cake mixes, pancake mixes, bread mixes.  This will allow you to ride the wave above the panicked and chaos-driven shopping in stores that don't seem to have enough.

While things are still stable, go see what kind of spices the Dollar Tree is offering.  With about 20 spices, you can make any spice mix you need such as Taco seasoning, chili seasoning, sloppy joe mix, Asian stir fry, gravy mix, etc.

DON'T FORGET FACEBOOK MARKETPLACE & NEXTDOOR.COM

Keep your eyes peeled for mason jars, pantry organizers, baking mix recipe books, anything that will help you slowly switch to an ingredients-first pantry.

By equiping yourself to make pantry kits, you can take advantage of the BOGO sales on pasta or peanut butter.  You will begin to see each product as an ingredient and how you can make 2 packages for the price of one stretch your grocery dollars!

    • By pairing dry, shelf-stable pantry staples with fresh, locally sourced meats and dairy, your kitchen becomes an independent hub, protecting your family’s dinner table regardless of what happens across international waters.  This is more of a return to village living.  

MY NEXT NEWSLETTER SERIES - COVERTLY UNPLUGGING FROM THE CORPORATE GRID.

In next month's newsletter, I will begin to organize and offer tips on becoming self-sustaining; quietly unplugging from the government and corporate grid that is currently squeezing us in every way they can.  If you haven't signed up for my newsletter, click below to join now.

Inflation Busting #9- The Clothes Dryer

Inflation Busting #9: The Clothes Dryer – Only Run for 5 Minutes!

When we look for ways to cut down monthly household bills, we often look at cooling, heating, or grocery costs. And they do add up.  But sitting quietly in your laundry room is one of the biggest energy-guzzlers in the entire home: your electric clothes dryer.

If you want to slash your utility bill while simultaneously boosting your home's emergency self-reliance, this simple laundry hack gives you the best of both worlds.

The Power-Hungry Truth About Your Dryer

Standard electric clothes dryers rely on high-wattage heating elements, typically consuming between 1,800 to 5,000 watts per hour.

A single standard cycle (about 50 to 60 minutes) consumes roughly 3.0 to 4.0 kilowatt-hours (kWh) of electricity. When you multiply that across multiple loads every single week, your dryer quickly becomes one of the most expensive appliances to run in your house.

The 5-Minute Fluff Strategy

You don't have to choose between scratchy, stiff line-dried towels and high electricity bills. The solution is simple:

  1. Air-Dry First: Set up a clothesline or folding drying rack in your garage, sunroom, or laundry area. After washing, hang everything up to dry overnight.

    Above are the inexpensive products I purchased on Amazon.  I like the clothes rack because it is collapsible and this counts if you are living in a small place.   Here is my affiliate link to purchase the clothing rack at Amazon.

    The second product, also very inexpensive is a portable clothesline.  I chose this one because I can use it in the garage to do my laundry but I can also use it to hang my silicone mats over the sink in the kitchen after a big day of baking or food prep.  Here is my affiliate link for the clothesline.

    Both of these products can be used in a grid-down situation or even camping!

  2. 5-Minute Fluff: Once dry, toss the clothes into the dryer for just 5 minutes on medium heat.

This brief 5-minute tumble removes the air-dried stiffness, relaxes fabric fibers, and leaves your clothes, towels, and denim feeling as soft and plush as if they had been dried for a full hour!  The best of both worlds while you save a ton of money on energy.

The Numbers: How Much Do You Save?

Dryer Usage Method Time Spent Est. Energy Used Est. Cost / Load (@ ~15¢/kWh)
Standard Full Cycle 50 mins ~3.3 kWh ~$0.50
5-Minute Fluff Cycle 5 mins ~0.35 kWh ~$0.05
Savings Per Load 45 mins saved ~2.95 kWh saved ~$0.45 saved (~90%)

Doing an average of 300 loads of laundry per year (around 5 to 6 loads a week):

  • Energy Saved: ~885 kWh of electricity per year.

  • Direct Cash Savings: $130 to $160+ every year off your electric bills.

  • Garment & Machine Longevity: Less high heat means significantly less friction, preserving your fabric fibers (and elasticity), while keeping wear and tear off your dryer motor.

Grid-Down Ready: Ultimate Laundry Resilience

Beyond the immediate financial payoff, establishing an air-drying system builds critical self-reliance for your home. When severe weather hits or the power grid goes down, heavy 5,000-watt heating appliances are the first things you lose access to—even backup generators struggle to run them.

By taking control of your laundry routine today, you prepare your home for any situation:

Ready for Anything: The Ultimate Laundry Setup

  • Indoor Air-Drying Setup: Having a line or rack set up in your garage or indoor space requires zero electricity. Rain or shine, grid or no grid, your clothes get dry.

  • DIY Laundry Soap Stash: Having several months' worth of simple, DIY laundry soap on hand means supply chain delays, price surges, or sudden outages won't stop you from keeping clothes clean.

  • Low-Power Dependency: If you ever need to run off a solar generator or battery station, a washing machine (or manual wash setup) uses very little power. By pairing low-power washing with air drying, your laundry system stays 100% operational in an emergency.

The Takeaway

With an indoor clothesline, a stash of DIY soap, and a quick 5-minute fluff habit, you keep hundreds of dollars in your pocket while making your home prepared for whatever comes next!

writing-in-layers-short-list

Have a peek behind a real novel.

Check out my novelette Writer's Block that I wrote and narrated!  It's available on Audible but if you want to download for free, click below to get professional audiobook delivery from Bookfunnel

I wrote and narrated it.  It's my first attempt at narration!

Inflation Busting #8 – House Cleaning Products & Paper Towels

Inflation Buster #8: DIY Floor Cleaners & Reusable Paper Towels

Welcome back to our Inflation Buster series! Today, we are targeting another major area where sneaky "Cash Eaters" live in your budget: house cleaning products and single-use paper towels.

Between disposable mop pads, specialized tile and hardwood sprays, duster refills, and constant rolls of paper towels, keeping a house clean can feel like feeding an insatiable money pit—not to mention the synthetic chemicals brought into your home.

The good news? You can ditch the chemical cleaners and disposable tools for simple, budget-friendly DIY alternatives that cost mere pennies to make and work just as well (if not better!).

The Ultimate Low-Cost Cleaning Tool: The Cuban Mop

Instead of buying pricey commercial mop systems with disposable pads and expensive refill bottles, consider a Cuban mop. It’s a simple T-shaped wooden stick that uses standard cloth rags folded around the head—no plastic clips, no single-use pads, and no unnecessary gadgetry.

DIY Your Own Mop for Under $5!

 

You don't even need to buy a store-made Cuban mop. You can easily build your own custom version using:

  • ½-inch PVC pipe

  • A PVC T-connector

DIY Tip: Make the base piece slightly smaller than standard Cuban mop models. This makes the mop lighter and allows you to reach into tight corners and smaller spaces that standard mops can't hit!

Pair your mop with a few inexpensive shop towels or car-washing microfiber cloths. Be sure to look in the car section or tools/hardware sections in the big box stores because kitchen towels cost about quadruple the amount of car washing towels and shop towels.

For the PVC/Cuban mop method, you can cut a small hole or slit in the center of the towel to slip it right over the handle before wrapping it around the head.  This is the way I do it.  However, some women wrap a towel around the mop as shown in the diagram.

Stop Burning Money on Paper Towels

Is there a bigger waste of household money than paper towels?  Tossing out 30 to 40 sheets a day is essentially throwing dollar bills straight into the trash can.  Paper towels are costly with one or two people, but in a family, it can create its own financial problem.

Even keeping small kitchen paper napkins for single-wipes can be a savings, but buying any kind of paper products (except toilet paper, of course) is a complete waste of money!

The Fix: Use those same shop rags or microfiber towels as reusable paper towels.  It only takes a few days to retrain yourself and family members to use the clean rags instead of reaching for another paper towel.  Shop rags are 100 times more absorbent than even Bounty!

They even sell re-useable paper towels and re-useable cleaning rags, so a one-time purchase of these can set you up to save big as the weeks go by without any paper towel purchases.  I still keep paper towels to clean tops of jars, etc., but one roll lasts me over a month -- sometimes up to 3 months!

  • DIY Sewing Idea: If you want something prettier for your kitchen, invest in commercial reuseable paper towels as shown here, or if you like to sew, stitch a pretty patterned fabric onto one side of a shop rag or inexpensive face cloth. Stack them in a basket on your counter, use them for daily spills, and throw them straight into the laundry!

3 Simple, Eco-Friendly DIY Cleaner Recipes

Ditch the toxic store-bought sprays and whip up these effective, natural recipes using everyday ingredients.

1. Hardwood & Tile Floor Cleaner

  • 3 cups Water

  • ¼ to ⅓ cup Vinegar

  • ½ tbsp Dr. Bronner’s Biodegradable Sal Suds (for extra cleaning power)

  • 5–10 drops Essential oils (optional, for scent)

2. Specialized Wood Flooring Cleaner

(Always test on a small hidden spot first)

  • 3 cups Water

  • ½ cup Vinegar

  • 1 tbsp Castile soap

  • 15–20 drops Lemon essential oil

  • 5 drops Tea Tree essential oil

3. Daily Shower Spray

Keep soap scum at bay without harsh fumes.

  • 3 cups Water

  • ½ cup Hydrogen peroxide

  • ½ cup Rubbing alcohol

  • 1 tbsp Dishwashing liquid (or Dr. Bronner's Sal Suds)

  • 1 tbsp Dishwasher rinse aid (optional)

  • Combine all ingredients in a standard spray bottle.

How to Clean Tile & Hardwood Floors in Minutes

Here is the quickest, easiest routine for sparkling floors using your DIY setup:

  1. Prep: Vacuum or sweep all loose dust and dirt off the floors.

  2. Dampen the Cloth: Spray a shop rag or car-washing microfiber towel generously with your DIY Floor Cleaner. (For hardwood, keep the cloth damp rather than soaking wet).

  3. Mop: Slip the towel over your Cuban mop and wipe down the floors. No rinsing required!

  4. Spot Clean: For stubborn spots, spray the solution directly onto the floor and scrub with the mop.

  5. Switch as You Go: For larger homes, flip the shop rag over to the clean side or toss it in the laundry hamper and grab a fresh one.

Bonus Polish for Hardwood: Once your hardwood floors are clean and dry, spray a fresh shop rag with a little Murphy’s Oil Soap or Pledge and run it over the floor. In just minutes, you’ll leave behind a rich, subtle shine!

Summary Checklist to Save This Week:

  • Build or buy a simple Cuban mop.

  • Swap paper towels for shop rags / cloth towels.

  • Mix up a bottle of DIY Floor Cleaner with Sal Suds or Castile soap.

writing-in-layers-short-list

Have a peek behind a real novel.

Check out my novelette Writer's Block that I wrote and narrated!  It's available on Audible but if you want to download for free, click below to get professional audiobook delivery from Bookfunnel

I wrote and narrated it.  It's my first attempt at narration!

Inflation Busting #4 – Room & Laundry Deodorizers

Inflation Buster #4: Stop Burning Cash on Store-Bought Air Fresheners

Commercial air fresheners and fabric sprays are sneaky cash eaters. Store-bought plug-in refills hold a tiny fraction of liquid—often just 0.38 oz per bottle—yet can easily set you back $120 or more a year just to keep a small home smelling fresh. The good news is that you do not need to keep paying name-brand prices. With a few basic household ingredients, you can make your own plug-in refills and fabric fresheners for pennies.

Here is how you can slash your budget, ditch the artificial chemicals, and keep your home smelling amazing.

Save Big with DIY Plug-In Refills

Instead of tossing out your empty plug-in bottles and buying expensive store replacements, reuse them!  This simple recipe costs next to nothing to whip up.

Ingredients & Tools

  • Empty plug-in air freshener bottles

  • A butter knife

  • Equate 70% Isopropyl Rubbing Alcohol (or similar)

  • Essential oil of your choice (such as lavender)

  • Water

  • A dropper

Step-by-Step Instructions

  1. Remove the Cap: Use a butter knife to gently pry off the cap or wick assembly from your empty air freshener bottle.

  2. Add Alcohol: Fill the bottle halfway with rubbing alcohol.

  3. Add Scent: Using a dropper, add about 8 drops of your favorite essential oil directly into the alcohol.

  4. Top It Off: Fill the rest of the bottle with water, snap the cap back on, and give it a gentle shake. You are done!

Non-Toxic DIY Fabric Spray (Febreze Alternative)

Why buy expensive fabric deodorizing sprays when you can make a non-toxic version at home? This simple mix uses alcohol and baking soda to neutralize tough odors rather than just covering them up.

Here is Walmart's best seller, Febreeze spray -- almost $6.00 for a small bottle.  This is one of the products that has quadrupled in the last two years!

There comes a time when paying for convenience turns into gouging.  In my opinion, Febreeze and other deodorizing sprays have crossed the line into gouging the public.  Especially when you see below how easy and inexpensive it is to make your own!

Basic Essential Oil Fabric & Room Spray

Ingredients:

  • ¼ cup isopropyl alcohol (vodka or witch hazel also work great)

  • ½ cup distilled water

  • 15–25 drops essential oil (lavender, citrus, or peppermint)

Instructions: Pour the alcohol and water into a clean spray bottle. Add your essential oils, shake vigorously, and spray onto furniture, curtains, or into the air.

Heavy-Duty Odor Control Option

For extra-stubborn odors, mix 1 tablespoon of baking soda with 15–25 drops of essential oils first. Then, stir that mixture into 1 cup of distilled water and 1 cup of alcohol before pouring it into your spray bottle.

Bonus Laundry Hacks: DIY Softeners & Sheets

While you are tackling room deodorizers, take your savings into the laundry room with these easy, natural fabric softeners.

100% Natural Wool Dryer Balls

Skip chemical dryer sheets entirely.  You can pick up four laundry balls on your next run to Walmart or other supermarket.  They cost slightly more than one bottle of fabric softener but you can use them over and overr again.

If there are any knitters or crocheters out there, to make wool dryer balls yourself, wrap 100% wool roving tightly around your fingers to form dense balls. Wash and dry them repeatedly in hot water to felt the wool. Toss 3–6 felted wool balls into the dryer with your laundry to naturally soften fabrics, reduce static, and cut down overall drying time.

DIY Washing Machine Fabric Softener

Mix up a batch of liquid softener to add directly to your wash cycle.

Ingredients:

  • 2 cups water

  • 2 cups distilled vinegar

  • Food-grade vegetable glycerin (optional, acts as a conditioner)  You can also use baby lotion as that is manufacturered for a baby's skin!

  • 20–30 drops essential oils (optional for scent)

How to Use:

Add ½ cup of this liquid directly to the final rinse cycle of your washing machine.

DIY Reusable Fabric Sheets & Sponges

You can also turn your homemade liquid softener into reusable dryer/washer sheets!

  1. Pour 1 cup of the DIY liquid fabric softener mixture into a mason jar.

  2. Grab a few inexpensive sponges or face cloths from the dollar store. Cut the sponges into halves or quarters.

  3. Submerge the cut sponges or cloths into the liquid inside the mason jar.

  4. Wring out one sponge or cloth and toss it in with your laundry load to keep clothes soft without ongoing store expenses.

writing-in-layers-short-list

Have a peek behind a real novel.

Check out my novelette Writer's Block that I wrote and narrated!  It's available on Audible but if you want to download for free, click below to get professional audiobook delivery from Bookfunnel

I wrote and narrated it.  It's my first attempt at narration!

Inflation Busting #3 – Laundry Room Cash Eaters

Inflation Buster: Get Rid of the Cash Eaters in Your Laundry Room

If you take a close look at your monthly household expenses, you’ll quickly spot a few sneaky "cash eaters"—everyday products that cost way more than they should while draining your budget bit by bit.

One of the biggest offenders hiding in plain sight? Store-bought laundry detergent.

Commercial laundry soaps—especially the brands advertised with fewer chemicals or for sensitive skin—can easily run anywhere from $10 to $25 per bottle. To make matters worse, those "100 loads" promised on the front label are almost always based on tiny loads. Once you fill the tub for a normal or large family load, you end up using double the recommended amount, causing your money to wash right down the drain.

Fortunately, you can reclaim control over your laundry routine and save serious money by making a few simple, high-impact changes.

Make Your Own Laundry Powder for Pennies

Instead of spending top dollar on commercial detergent, you can whip up your own powerful, low-chemical laundry soap at home for just a fraction of the cost.

The 1-Bar DIY Laundry Soap Recipe

Ingredients:

  • 1 bar Zote soap (grated, any color)

  • 1 cup Washing Soda (Arm & Hammer Super Washing Soda)

  • 1 cup Borax (20 Mule Team Borax)

Instructions:

  1. Grate the bar of Zote soap finely using a hand grater or food processor.

  2. In a large bowl, mix the grated soap thoroughly with the washing soda and Borax.

  3. Transfer the mixture to an airtight jar or container.

How to Use: Use just 1 to 2 tablespoons per load.

Pro-Tip for Maximum Savings: Buy a 5-pack of Zote soap bars to mix up a batch that can easily last your household for months—or even a full year—for a tiny upfront investment.

Keep your eyes open if and when you're in Walmart or any of the Dollar Stores.  They often carry Zote or a sister product in their laundry or soap aisles.

I keep a list of "Always Looking for These" and Zote laundry soap is on it.  I read this list every time I enter a big box store to refresh my memory for things I'm always looking to replenish or things I'm looking for a good deal on.  It also prevents me from wandering aimlessly through the stores.  I know exactly where I want and need to look.

The Power of Pre-Soaking: Target Deep Dirt and Stubborn Spots

If you have clothes with set-in grime, underarm yellowing, or stubborn food spots, don't waste money buying expensive specialty stain removers or dumping extra detergent into the wash. Instead, rely on pre-soaking.

Before running a standard wash cycle, fill a bucket or your washing machine basin with warm water and a scoop of your DIY mix (or a little extra washing soda and Borax). Submerge your heavily soiled items and let them soak for 2 to 4 hours—or even overnight for extreme stains.

Why this works:

  • Breaks down oils and dirt: Giving the cleaning agents time to work without agitation allows deep-seated oils and grime to loosen naturally.

  • Brighter whites without harsh bleach: Borax and washing soda act as natural water softeners and boosters, delivering significantly whiter whites and brighter colors without damaging fabrics.

Slash Electric Bills with a Stand-Up Drip-Dryer

Your clothes dryer is one of the single most energy-hungry appliances in your home. Running it multiple times a week quietly jacks up your monthly electric bill.

An easy, zero-electricity alternative is to invest in a stand-up clothing drip-dryer or drying rack.

  • Drying Indoors or Out: Set up a folding drying rack in a laundry room, guest room, near a sunny window, or outside on a porch or patio.

  • Fabric Preservation: Tumble drying bakes heat into fibers and causes friction that wears out clothing, fades colors, and causes shrinkage. Air-drying keeps your wardrobe looking new much longer.

  • Zero Cost Per Load: Every load you air-dry is money kept directly in your pocket.

Phasing Out High-Maintenance "Dry Clean Only" Clothes

Dry cleaning is another hidden cash trap that eats away at a frugal budget. Paying $5 to $15+ per item every few weeks adds up fast.

To build long-term financial resilience, start making a conscious shift away from dry-clean-only fabrics:

  • Audit Your Closet: Identify high-maintenance items and evaluate whether they can be gently hand-washed or washed on a cold delicate cycle at home (many polyesters, rayons, and blends can be).

  • Buy Washable Replacements: As dry-clean-only clothes wear out, gradually replace them with stylish, washable alternatives like machine-washable knits, cotton blends, and high-quality synthetics.

  • Adopt Frugal Habits for the Long Haul: Whether you swap these items out temporarily to weather inflationary times or make it a permanent lifestyle upgrade, eliminating dry-cleaning bills creates permanent room in your budget.

Take Back Your Laundry Budget Today

Trimming the fat from your budget doesn't mean compromising on clean, fresh clothes. By mixing your own laundry powder, utilizing pre-soaks, air-drying, and ditching expensive dry cleaning, you can eliminate the "cash eaters" in your laundry room once and for all!

writing-in-layers-short-list

Have a peek behind a real novel.

Check out my novelette Writer's Block that I wrote and narrated!  It's available on Audible but if you want to download for free, click below to get professional audiobook delivery from Bookfunnel

I wrote and narrated it.  It's my first attempt at narration!